⭐ Trusted Since 1984 · 40+ Years

Protecting Families & Businesses Since 1984

Your local independent insurance agency in Caldwell, NJ. We find you the best coverage at the best price — with personal service every step of the way.

Get a Free Quote Call (973) 429-8192

🏠 Homeowners Insurance

Protect Your Home & Everything In It

Comprehensive homeowners insurance tailored to your needs. We work with 25+ top-rated carriers to find you the right coverage.

Get a Home Quote Our Services

🏢 Business Insurance

Safeguard Your Business With Confidence

Commercial auto, building insurance, and BOP policies for NJ businesses of all sizes. Expert guidance from agents who understand your industry.

Get a Business Quote View Coverage

40+

Years Protecting
NJ Families & Businesses

25+

Top Carriers

⭐ Est.

1984

About Fede Agency

Your Trusted Local Insurance Partner

For over 40 years, Fede Agency LLC has been protecting the families and businesses of Caldwell and surrounding New Jersey communities. As an independent agency, we work for you — shopping multiple top-rated carriers to find the best coverage at the best price.

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Dedicated, Personal Service

You're not just a policy number. We take the time to understand your needs and find the right fit for your family or business.

✓

25+ Top-Rated Carriers

We partner with the industry's most trusted names — Progressive, Travelers, Nationwide, and more — to deliver real value.

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Fast, Friendly Local Support

Questions, claims, or policy changes — our Caldwell team is just a call away, always ready to help when you need us most.

Get Your Free Quote Today

Simple Process

Getting Covered Is Easy

Three simple steps to the right coverage for your family or business.

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Tell Us About You

Fill out our quick quote form or give us a call. We'll learn about your situation and understand exactly what coverage you need.

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Get a Custom Quote

Our agents compare top carriers and tailor a plan that fits your lifestyle or business — no cookie-cutter policies, ever.

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Get Covered & Relax

Once you choose your plan, we handle everything and make sure your coverage starts smoothly. Peace of mind guaranteed.

What We Offer

Insurance Solutions Built for Life & Business

A full range of personal and commercial insurance products tailored to protect what matters most to you.

Personal

🏠 Homeowners Insurance

Protect your home and everything in it with a policy tailored to your needs. We shop 25+ carriers to find the best rate.

Get a Quote →

Personal

🚗 Personal Auto Insurance

Required in NJ — but overpaying is not. We find competitive rates that keep you protected without breaking the bank.

Get a Quote →

Commercial

🚛 Commercial Auto Insurance

Keep your business vehicles fully protected. We cover fleets of all sizes with policies built for NJ businesses.

Get a Quote →

Commercial

🏢 Commercial Building Insurance

Safeguard your business property against unexpected losses. Protect your building, equipment, and inventory with comprehensive coverage.

Get a Quote →

Commercial

💼 BOP Policies

Business Owner's Policy — bundled protection combining liability and property coverage in one convenient, cost-effective package.

Get a Quote →

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Smart Protection
Starts Here

Local experts you can trust — serving Caldwell, NJ and surrounding communities since 1984.

Why Fede Agency

We Go Beyond Insurance

We're not just selling policies — we're building long-term relationships based on trust, transparency, and real results.

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Personalized Service

You're not just a policy number. We take the time to understand your unique needs and match you with coverage that truly fits.

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Top-Rated Carriers

We partner with 25+ of the industry's most trusted carriers — meaning you get competitive rates with reliable, proven coverage.

Fast & Friendly Support

Questions, claims, or changes — our local Caldwell team is just a call away. We answer the phone and we know your name.

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40+ Years of Trust

Since 1984, generations of NJ families and businesses have counted on Fede Agency to protect what matters most to them.

Free Quote

Get Your Insurance Quote Today

Request a Free Quote

Fill out the form below — we'll respond within 1 business hour

🔒 256-bit SSL Encrypted 🛡️ Your info is secure ✅ We never sell your data

Applicant Information

Name(s) *

Married?

Phone (H)

Phone (C)

Email *

Occupation

SSN (Applicant 1)

DOB (Applicant 1)

SSN (Applicant 2)

DOB (Applicant 2)

Property Information

Property Address *

Year Purchased

Current Address (if different)

Current Insurance Co & Policy #

For Approx. How Many Years?

Current Amount of Coverage

Mortgage Balance

# of Families

Will You Occupy Home?

Moving In At Close?

How Many People Live in Home?

How Many Smoke?

Home Details

Style

# of Stories

Construction Type

Year Built

Located Next to Commercial or Vacant Property?

Square Footage of Living Space

Heat Source

Oil Tank Location (if applicable)

Solar Heat Panels?

Roof Update (Year)

Roof Type

Electrical Update (Year)

Heat Update (Year)

Exterior Walls

Basement

Garage — Attached (# of cars)

Garage — Built In (# of cars)

Garage — Detached (# of cars)

Number of Full Baths

Number of Half Baths

Additional Features & Risk Factors

Do You Have a Dog?

If Yes — Breed & Biting History

Central Air?

Trampoline?

Fireplace?

Burglar Alarm?

Fire Alarm?

Swimming Pool or Hot Tub?

Diving Board?

Additional Notes

Comments / Additional Information

🔒 Secure Submission · Sent directly to [email protected] · No spam, ever.

Businessowners (BOP) Quote Sheet

Applicant Information

Applicant's Name *

Business Name *

Phone # *

Email Address *

Type of Entity

FEIN (Federal Employer ID)

Address of Business *

Mailing Address (if different)

Description of Operations *

Coverage Limits

Building Coverage Limit

Contents Coverage Limit

Exterior Glass — Linear (Horizontal Measurement) in Feet

Building Information

Year Built

Number of Stories

Construction Type

Square Feet

Other Occupancies

Gross Sales

Annual Payroll

Coverage Details

What Date is Coverage Needed?

Prior Coverage

Prior Insurance Company & Policy # (if applicable)

Security — Central Station Monitors Alarm?

Is the Building Sprinklered?

Additional Notes or Questions

🔒 Secure Submission · Sent directly to [email protected] · No spam, ever.

File a Claim

Claims Contact Numbers

If you need to file a claim, contact your insurance carrier directly using the numbers below. For any assistance, our team is always here to help.

Need help? Call us at (973) 429-8192 and we'll guide you through the process.

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Flood Insurance

Claims Contacts

Philadelphia Contributionship

NFIP Flood

1-800-704-4154

Wright Flood

Incline Policies

1-800-820-3242

Aon Edge Flood

1-888-281-0684

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Home Insurance

Claims Contacts

Philadelphia Contributionship

1-888-627-1752

Plymouth Rock

1-844-242-3555

Travelers

1-800-252-4633

Farmers Mutual of Salem

1-800-498-0954

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Commercial Clients

Claims Contacts

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If you are a commercial client and have sustained property damage, please contact us directly:

[email protected] (973) 429-8192

Protecting Families & Businesses Since 1984

Protect Your Home & Everything In It

Safeguard Your Business With Confidence